October brings not only cooler weather, but crucial changes for the housing market at large. We’ve collected the top stories shaping construction and housing this quarter so you can stay informed and ready for what’s next.
What Prices Cuts, Incentives, & Mortgage Rates Mean for the Fall Market
While the overall housing market holds steady, change is on the horizon. Due to successful sales campaigns (including price cuts and incentives) and a drop in mortgage rates, Ali Wolf, chief economist for Zonda and New Home Source, anticipates subtle, positive changes for the fall housing market. Read more to learn what this means for Q4.
Mortgage Rates Drop in Anticipated Fed Cut
The Federal Reserve lowered its benchmark interest rate in September, resulting in the average rate on 30-year fixed home loans ending that week at 6.26%. Discover what that means for current homeowners looking to refinance, how the market is expected to perform through 2025 and into 2026, and what that means for the housing market.

Essential HVAC Maintenance Tips
A home’s heating, ventilation, and cooling system is crucial to keeping the space comfortable. But in exchange, it requires regular maintenance to ensure it runs smoothly. Add these 10 HVAC maintenance tips to your regular home upkeep routine to ensure its durability and longevity.
Join Us at BIABA PASS Toy Drive & Networking Reception
We are pleased to announce we will be attending the BIA Bay Area’s 2025 Toy Drive and Networking Reception on November 6th. The event, including a builder meet and greet, and raffle, will benefit Home Aid Northern California and other Bay Area agencies. Join us for an afternoon of holiday cheer, and bring an unwrapped toy for a raffle ticket for the $500 gift card grand prize!
Citadel Roofing & Solar
Partner Spotlight
Solar is revolutionizing energy production and usage in California’s homes and businesses. We are proud to partner with Citadel Roofing & Solar, California’s top-rated choice for solar, energy storage, and roofing. Their quality products and installations, trademark Citadel Way, and personal care ensure that your roofing or solar project is designed, installed, and maintained to your exact needs.

Employee Spotlight
Josh Cook, Senior Estimator
Josh Cook has been with Blue Mountain for almost six years and in the industry for over 20 years. He is a Senior Estimator specializing in Single Family detached homes. When he’s not working, he enjoys traveling, camping, fishing and even a little golf.